Comments on: Credit checks http://www.accmanpro.com/2006/02/25/credit-checks/ Thu, 09 Feb 2012 10:01:51 +0000 hourly 1 http://wordpress.org/?v=3.2.1 By: Dennis Howlett http://www.accmanpro.com/2006/02/25/credit-checks/comment-page-1/#comment-477 Dennis Howlett Mon, 27 Feb 2006 20:32:12 +0000 http://www.accmanpro.com/?p=519#comment-477 Interesting points John - so what's the answer? How could these companies change so as to be of genuine help to SMEs? Interesting points John – so what’s the answer? How could these companies change so as to be of genuine help to SMEs?

]]> By: John Paylor http://www.accmanpro.com/2006/02/25/credit-checks/comment-page-1/#comment-476 John Paylor Mon, 27 Feb 2006 19:51:36 +0000 http://www.accmanpro.com/?p=519#comment-476 Equifax and Experian seem to be unusually profitable left overs from the old catalogue companies, concentrating on consumer credit, with its own rules and objectives. If a consumer has lots of credit checks this is all recorded and counts as adverse, making the task of applying for loans to hard sell telephone operators a risky business - there's not much opportunity to change your mind after putting the phone down. It just seems to make life easier for our hard-pressed credit insurers, thoough. Equifax and Experian seem to be unusually profitable left overs from the old catalogue companies, concentrating on consumer credit, with its own rules and objectives. If a consumer has lots of credit checks this is all recorded and counts as adverse, making the task of applying for loans to hard sell telephone operators a risky business – there’s not much opportunity to change your mind after putting the phone down. It just seems to make life easier for our hard-pressed credit insurers, thoough.

]]> By: Dennis Howlett http://www.accmanpro.com/2006/02/25/credit-checks/comment-page-1/#comment-475 Dennis Howlett Mon, 27 Feb 2006 16:41:29 +0000 http://www.accmanpro.com/?p=519#comment-475 Transprency - that's the key to building good business and relationships - nice one Philip. BTW - anyone know an easy way to get in touch with these outfits? Their websites are great at flogging services but rubbish at communications. Transprency – that’s the key to building good business and relationships – nice one Philip. BTW – anyone know an easy way to get in touch with these outfits? Their websites are great at flogging services but rubbish at communications.

]]> By: Philip Woodgate http://www.accmanpro.com/2006/02/25/credit-checks/comment-page-1/#comment-474 Philip Woodgate Mon, 27 Feb 2006 16:31:05 +0000 http://www.accmanpro.com/?p=519#comment-474 It's a nice thought Neil has, but I'm not confident it would ever happen. I do like the idea Dennis came up with as it's simple and transparent. It’s a nice thought Neil has, but I’m not confident it would ever happen.

I do like the idea Dennis came up with as it’s simple and transparent.

]]> By: Neil Wilson http://www.accmanpro.com/2006/02/25/credit-checks/comment-page-1/#comment-473 Neil Wilson Sun, 26 Feb 2006 10:55:38 +0000 http://www.accmanpro.com/?p=519#comment-473 Far better would be for government to deal with the issue. If HMRC were responsible for collecting late payment interest and debt collection fees then I suspect terms would be adhered to. Think of it as Tax Credits for business. NeilW Far better would be for government to deal with the issue. If HMRC were responsible for collecting late payment interest and debt collection fees then I suspect terms would be adhered to.

Think of it as Tax Credits for business.

NeilW

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